Only 39% of Americans have enough savings to cover a $1,000 emergency
Whether it’s a broken water heater, an unexpected medical bill or a car wreck, emergencies happen to everyone. But a startling number of Americans are unprepared to cope with them, money-wise.
According to Bankrate’s latest financial security index survey, 34 percent of American households experienced a major unexpected expense over the past year. However, only 39 percent of survey respondents said they would be able to cover a $1,000 setback using their savings.
“While tapping savings to pay off an emergency was the most common response, more than a third of Americans would sink into one type of debt or another, potentially harming their financial security,” Bankrate says in the report.
無論是熱水器壞了，醫療費用意外還是汽車殘骸，每個人都會發生緊急情況。 但是，在金錢上，許多美國人都沒有準備好應付他們。
根據Bankrate的最新金融安全指數調查，在過去的一年中，有34％的美國家庭經歷了重大的意外支出。 但是，只有39％的調查受訪者表示，他們可以用自己的積蓄彌補1000美元的挫折。
銀行率在報告中說：“最常見的反應是動用儲蓄來償還緊急情況，但三分之一以上的美國人會陷入一種或另一種債務，有可能損害其財務安全，” Bankrate在報告中說。
點打貿易戰？
https://www.cnbc.com/2018/01/18/few-americans-have-enough-savings-to-cover-a-1000-emergency.html
